FAQ's

A manufactured home is a house constructed in a factory according to strict code that must be adhered to, the national manufactured housing construction and safety standards (hud code) of July 1, 1976. A manufactured home is transportable in one or more sections, built on a permanent chassis, and is a home with or with out a permanent foundation. A manufactured home title must always be transferred to the new owner as part of the transaction. A modular home is a factory built home constructed in a factory and brought to the site in one or more sections. Unlike a manufactured home, which must adhere to the national hud code, the modular home is regulated by the boca code, which is the same code site-built homes must adhere to. A modular home must be placed on a permanent foundation that meets the local requirements for going below frost depth. A mobile home is a factory-built home that was built before the July 1, 1976 hud code came into effect. It is an obsolete term when used in reference to today's manufactured homes.

There are 2 terms used in the manufactured housing industry. The term 'singlewide' is used on a home that is 12-18 feet wide and from 30 to 80 ft. long. These homes run in size from 360 sq. ft. to 1,440 sq. ft. The term 'doublewide' is used for a home that is 24-28 feet wide and from 40 to 80 ft. long. These homes run from 960 sq. ft. to 2,240 sq. ft.

A manufactured home can be placed in a land-lease community or on a privately owned lot that you must have prepared prior to the placement of your new home. You can place your new home on a foundation or full basement, and once it is finished no one will know it wasn't site built. Your retailer will assist you in site preparation or you can handle that yourself.

A new manufactured home is a very affordable alternative to a site-built home because of the cost savings of being built in a climate-controlled factory.

What kind of financing is available for manufactured homes?

If you place your manufactured home or modular home on private land, you are eligible for a mortgage. if it will be placed in a land-lease community, you will need a consumer installment loan.

• Do I want a new or pre-owned home?
• Do I have a particular retailer I want to work with?
• How many bedrooms do I need? 
• Do I need room for a home office?
• Do I want a home that's ready to move into or a home that needs some fixing up, and am I handy enough to do the types of tasks required in a home that needs repairs?